#75: Why some nurses still feel broke even if they make "good" money + HOW TO BE RICH

#75: Why some nurses still feel broke even if they make "good" money + HOW TO BE RICH

Author: Ellaine Maala May 17, 2026 Duration: 15:02

 

  I talk about why many nurses can earn $80k–six figures and still feel stuck living paycheck to paycheck, and I explain that it’s not a personal failure but a system and strategy problem. I share my experience as a nurse of 15+ years and break down three main issues:    explain how learning my Coast FI number changed my relationship with overtime and risk-taking, and I emphasize that identity—deciding “I am a nurse who invests”—is what makes tactics stick. I encourage starting by calculating your Coast FI number and building a system around it.

00:00 Nurses Who Feel Broke

 00:33 Why Paychecks Vanish

01:42 Reason #1

 03:08 What you can do

04:20 Reason #2 06:32

What you can do 07:52 Reason #3

10:47 the ritual that got me to six figures

12:41 Your Identity Drives Money

 13:30 Your Next Steps

14:24 Free Calculator And Wrap   

 

Connect with me:  Instagram: http://www.instagram.com/nursewhoinvests

  

Website: https://nursingflowsheet.com/

  

➤ Subscribe for more videos on nursing, career growth, and financial freedom!

 

Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/  ➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter

 ➤ Nurse Money Starter Kit with 40% off for youtube + podcast listeners: https://www.nursewhoinvests.com/offers/ty7TNPpx?coupon_code=IG40

 ➤ Free Investing Class: https://www.nursewhoinvests.com/class


Ellaine Maala, a registered nurse and finance educator, hosts the Wealthy Nurse Podcast: Money, FI, Investing for Nurses. She speaks from a place of genuine understanding, navigating the unique financial pressures and irregular schedules that come with a nursing career. This isn't about generic money advice; it's a focused conversation on building security and freedom specifically for healthcare professionals. Episodes delve into practical strategies for investing in stocks and real estate, alongside exploring entrepreneurial paths for nurses looking to create their own businesses. The dialogue centers on achieving financial independence-whether that means designing an early exit from traditional work or gaining the confidence to continue in a beloved career without monetary stress. Through straightforward discussions and relatable stories, this podcast provides a resource for nurses ready to transform their financial knowledge into tangible wealth. It’s a space where clinical expertise meets financial literacy, all aimed at expanding what’s possible for nurses beyond their shifts.
Author: Language: English Episodes: 50

Wealthy Nurse Podcast: Money, FI, Investing for Nurses
Podcast Episodes
#43: Six SIMPLE Steps to Financial Freedom as a Nurse [not-audio_url] [/not-audio_url]

Duration: 24:43
Episode 43: November 18,2024: 6 SIMPLE Steps to Achieve Financial Freedom as a Nurse In this video, I talked about the steps to achieve financial freedom as a nurse working full time. You deserve to have the option and t…
#38: My 7 Streams of Income as a Nurse: How to Retire Early [not-audio_url] [/not-audio_url]

Duration: 16:21
September 30,2024 Episode 38: My 7 Streams of Income as a Nurse: How to Retire Early In this youtube video, I talked about my different sources of income as a nurse. It's essential to have multiple streams of income to b…
#36: The TWO BIGGEST EXPENSES You have as a Nurse & How to Lower Them [not-audio_url] [/not-audio_url]

Duration: 16:30
September 16,2024 Episode 36: The TWO BIGGEST EXPENSES You have as a Nurse & How to Lower Them Want to know the BIGGEST EXPENSES you have as a nurse?! no, it's not your mortgage payment or car payment. I talked about the…
#35: Quitting Nursing (or your 9-5) to Become an Entrepreneur?! [not-audio_url] [/not-audio_url]

Duration: 20:32
September 9.2024 Episode 35: Quitting Nursing (or your 9-5) to Become an Entrepreneur?! In this episode, I talked about my thoughts on becoming a business owner and a full time nurse practitioner. There are so many peopl…