Fintech 3.0: Now Is The Best Time To Build In Crypto

Fintech 3.0: Now Is The Best Time To Build In Crypto

Author: Y Combinator September 23, 2025 Duration: 42:00

We are entering the era of Fintech 3.0. Regulatory clarity, growing consumer adoption, and low-cost chains have paved the way for a golden age of building in crypto — and at YC, Base, and Coinbase we want to fund builders to seize this moment. In this episode of Main Function, YC's Harj Taggar and Base's Jesse Pollak sat down to discuss what kinds of companies they're most excited to see, why this is such an exciting time in crypto, and what the future could look like onchain.More on our latest RFS: https://www.ycombinator.com/blog/build-onchain


Behind every successful startup is a story, and the Y Combinator Startup Podcast is where those stories are told in full. This isn't about polished theory; it's the raw, practical conversation happening between founders who have been in the trenches and the Y Combinator partners who advise them. You'll hear directly from people who have navigated the chaotic journey from a flicker of an idea to building a company that scales, discussing not just their victories but, more importantly, the hard lessons and tactical decisions that aren't found in any textbook. Each episode feels like a candid office-hours session, stripping away the hype to focus on the real work of making something people actually want. For anyone curious about the mechanics of building a technology company-the early uncertainties, the pivotal moments, and the relentless focus on execution-this podcast offers an unfiltered look at the craft. Tune in for genuine insights from the frontlines, where the focus remains squarely on the art and science of building things that matter.
Author: Language: en-us Episodes: 100

Y Combinator Startup Podcast
Podcast Episodes
How Do Billion Dollar Startups Start? | Office Hours [not-audio_url] [/not-audio_url]

Duration: 18:33
The biggest companies in the world all had to start somewhere. In this episode of Office Hours, the Group Partners explore the humble origins of several top YC companies to try and identify common traits of the most succ…
How To Find A Co-Founder with Harj Taggar | Startup School [not-audio_url] [/not-audio_url]

Duration: 20:37
Building a startup and trying to break into an established market is very difficult, especially if you’re trying to do it alone! That’s why it’s critical to find the right co-founder for the journey. In this episode of S…
How To Improve Cohort Retention with David Lieb | Startup School [not-audio_url] [/not-audio_url]

Duration: 29:22
At YC our motto is make something people want. But how do you actually know if you’ve accomplished that in the early days? One of the best ways to measure successful growth is a concept called cohort retention, which tra…
How To Price For B2B with Tom Blomfield | Startup School [not-audio_url] [/not-audio_url]

Duration: 17:45
If you're a startup founder, how much should you charge for your product or service? It's a simple question that can make many lock up. What number should you pick? In this episode of Startup School, YC Group Partner Tom…
Enterprise Sales with Pete Koomen | Startup School [not-audio_url] [/not-audio_url]

Duration: 23:06
Y Combinator Partner Pete Koomen led his startup, Optimizely, to $100M ARR. In this video, Pete breaks down the enterprise sales funnel and shares his top tips on how a technical founder can start closing real deals for…