What does it look like to start a contracting company at 19, turn your first real paycheck into Bitcoin at $10k, and end up building two of the most interesting companies at the intersection of Bitcoin and real estate?
In this episode, Wyatt and Jordan sit down with Joe Consorti, Head of Growth at Horizon and Theya, to explore why Bitcoin is becoming the least correlated asset on earth, why the bottom is likely in, and why the largest untapped reservoir of capital flowing into Bitcoin isn't Wall Street — it's the $37 trillion sitting in American home equity.
Joe breaks down his journey from Dunkin Donuts to Bloomberg terminals to building Horizon, a product that lets homeowners convert their home equity into Bitcoin with no monthly payments, no interest charges, and no liquidation risk. We get into why Bitcoin has been the best performing asset across every major crisis of the last eight years, why Joe calls it chaos insurance, and what Kevin Warsh's nomination actually signals for markets into year end.
Joe also shares his framework for thinking about Bitcoin's decoupling from tech stocks, why the correlation with the NASDAQ has been quietly declining for years, and why every institutional green light from Goldman to Morgan Stanley to Schwab is just fuel being added to an engine that hasn't even started yet. We dig into the mechanics of Horizon's home equity investment structure, why it's built for the forever homeowner rather than the short term flipper, and how sons and grandsons are using it to orange pill their parents one equity draw at a time.
We close out with Joe's honest take on where Bitcoin sits relative to real estate long term, why monetary premium is slowly bleeding out of home values and into harder assets, and why the People's Reserve self-repaying mortgage might be one of the most underrated Bitcoin products in the pipeline.
Chapters (00:00) Introduction and Joe's Background (04:10) From Dunkin Donuts to Bitcoin Markets (09:53) Bitcoin as Chaos Insurance (14:49) War, Kevin Warsh, and the Macro Setup (21:09) Bitcoin's Decoupling from Tech Stocks (25:50) Diagnosing the Last Six Month Sell-Off (28:32) The Debasement Trade Goes Mainstream (33:45) Wall Street's Green Light and What It Means (38:40) Introducing Horizon (45:22) Who Horizon Is Built For (54:13) Business Model and Liquidity Structure (1:01:32) Growth Plans and the Real Estate Demonetization Thesis (1:07:16) The People's Reserve and Bitcoin Mortgages
Guest Links
Joe Consorti | Head of Growth at Horizon & Theya
X: x.com/joeconsorti
LinkedIn: linkedin.com/in/joeconsorti
Host Links
Jordan Guess
X: x.com/jordanguess
LinkedIn: linkedin.com/in/jordan-guess-cpa
Website: bitment.co
Wyatt O'Rourke
X: x.com/wyattorourke_
Website: basilic.io
Bitcoin for Financial Services Media
X: x.com/bffs_media
Website: bffs.media
YouTube: youtube.com/@bffs_media
Show Sponsors
Basilic Financial — Your wealth deserves intention. Basilic is a Bitcoin-focused wealth management firm helping clients find balance between money and meaning. Financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. basilic.io
Bitment — Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors. Clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. bitment.co
Satoshi Pacioli — Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals who speak Bitcoin. satoshipacioli.com
