How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home)

How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home)

Author: Andrew Giancola June 29, 2026 Duration: 44:36
Most people are either ahead or behind financially for their age and have no idea which one. Here are the real numbers by decade so you can find out right now.  👉 Join Andrew's FREE Masterclass The Portfolio Pyramid:   https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24  What You'll Learn in This Episode The real median salary, net worth, credit score, and debt for every decade from your 20s through your 50s Why the median net worth numbers are low across every age group and what wealth builders do differently The one tip Andrew gives for salary, debt, net worth, credit, and home ownership in each decade What it takes to be in the top 10% and top 1% of net worth at every age Why your 40s are your highest earning years and the one mistake that wastes them When it is actually okay to loosen up and start spending more of your money Why a 19-year-old with $25K invested does not need to touch anything or overcomplicate it Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP  Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp   Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT  http://wayfair.com   DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Wealth Builder Matrix  - https://mastermoney.co/wealth-builders-matrix/  Live Q&A Call Form - https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform  Episode/s Mentioned How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU  Watch Next How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64  The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo  The Patient Investor's Playbook with Noah Kerner - CEO of Acorns https://youtu.be/l5YZy2q_aVY  The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4  Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo  Connect with Andrew Instagram → https://bit.ly/Skool-Instagram  TikTok → https://bit.ly/Skool-TikTok  Facebook → https://bit.ly/Skool-Facebook  Podcast → https://bit.ly/Skool-Podcast  Youtube → bit.ly/Skool-Youtube  Newsletter → https://bit.ly/Skool-Newsletter  Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 Question for you: How do your finances compare to the median for your age right now? Drop your decade and the one area you are most focused on improving in the comments below.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Hosted by Andrew Giancola, The Personal Finance Podcast is a straightforward conversation about building a practical and prosperous life. Andrew, who also runs Master Money, doesn't hold back on the specifics-you'll hear his actual strategies for managing money, investing in stocks and real estate, and developing business ideas. The focus is on actionable steps, from negotiating a higher salary at your current job to constructing reliable streams of passive income. The goal isn't just accumulation for its own sake, but creating the financial foundation that grants you more choices and autonomy. Each episode of this podcast is designed to demystify wealth-building, moving beyond theory to the tactics that can free up your time for the things you value most, whether that's traveling the world or simply reclaiming your day from financial stress. It's a direct resource for anyone ready to move from thinking about money to actively building a more secure and expansive future.
Author: Language: en-us Episodes: 50

The Personal Finance Podcast
Podcast Episodes
Focus on THIS in Retirement (Everything Else is Noise) [not-audio_url] [/not-audio_url]

Duration: 45:45
The retirement equation is simpler than most people think. The problem is nobody ever told them which variables they actually get to decide. Here is the framework that fixes that. 👉 Join Andrew's FREE Masterclass The Por…
How to Build Your Investment Portfolio (The Portfolio Pyramid!) [not-audio_url] [/not-audio_url]

Duration: 1:04:45
Most new investors start building their portfolio completely backwards. Here is the exact framework to build it the right way from the very first dollar. 👉 Join Andrew's FREE Portfolio Pyramid Masterclass. What You'll Le…
How to Invest Your First $10K [not-audio_url] [/not-audio_url]

Duration: 51:52
Saving $10,000 is a milestone. Investing it correctly is a life changer. Here is the step-by-step plan to do it right. 👉 Join Andrew's FREE Investing for Beginners Masterclass. What You'll Learn in This Episode The seven…
The Financial Priorities That Matter Most (By Life Stage) [not-audio_url] [/not-audio_url]

Duration: 1:16:44
Single, married, kids, divorced, retired. Every stage of life has a completely different set of financial rules. Here is exactly what to prioritize at every stage of your financial life. 👉 Join Andrew's FREE Investing fo…
AI Is Coming for Your Job. Here's How to Prepare Financially. [not-audio_url] [/not-audio_url]

Duration: 56:21
What if the biggest financial threat of 2026 is not a recession or a market crash, but a technology that is already quietly replacing people in your industry? 👉 Join Andrew's FREE Investing for Beginners Masterclass What…
How to Reduce Your Car Insurance (And Save Thousands) [not-audio_url] [/not-audio_url]

Duration: 41:36
Car insurance premiums are up 30% and most people have no idea they have the power to push back. This episode gives you that power in 10 steps. 👉 Join Andrew's FREE Investing for Beginners Masterclass. What You'll Learn…
The 3 Major Financial Milestones (This Will Change Your Life) [not-audio_url] [/not-audio_url]

Duration: 49:15
$10,000. $100,000. $1,000,000. Three numbers. Three moments where your entire financial life shifts. Here is what to do at each one. 👉 Join Andrew's FREE Investing for Beginners Masterclass. What You'll Learn in This Epi…
How to Fix Your Finances If You Make $100,000 (and Still Feel Broke) [not-audio_url] [/not-audio_url]

Duration: 48:32
You make six figures. You should feel ahead. So why does it still feel like you're barely getting by? 👉 Join Andrew's FREE Investing for Beginners Masterclass. What You'll Learn in This Episode Why 44% of people earning…
How to Plan Your Retirement (By Age!) [not-audio_url] [/not-audio_url]

Duration: 46:23
Retirement is not an age. It is a number. However, most people have no idea what their retirement number actually is. What if you could calculate it clearly and know exactly where you stand every year? Andrew will walk y…